Steve Bish

By Steve Bish Writing a Will is one of the most important things you can do to protect your loved ones. But here’s something many people don’t realise: having a Will isn’t a “one and done” job. Your life changes and your Will should keep up. I’ve seen too many families caught out because a Will was written years ago and never looked at again. So, let’s talk about when you should be reviewing it, when you should be updating it and how to make sure it still reflects your wishes. When should you...

It’s a question I hear all the time - “Steve, should I just give my house to the kids now?” On the surface, it sounds simple and generous. You want to help your children, make things easier later on, and maybe even reduce Inheritance Tax. But the truth is, gifting property is rarely straightforward. It can have significant implications legally, financially, and personally. So before you make any decisions, here’s what you really need to know. Can I give my home to my children? Yes, you can,...

To claim an inheritance tax refund, typically due to overpayment caused by assets (like property or shares) being sold for less than...